Google Reviews
My husband and I first worked with Joe back in 2016 for our first home. Joe made the process as easy as it could be. He was readily available at any time by being able to provide excellent customer care during weekends or after hours. He tries his hardest to always put people first! He has always been a very HONEST man! We are now working with Joe again to purchase our forever home. Once again, he is on top of it! He even provided us with a real estate professional he would highly recommend as we weren’t 100% on who we wanted to work with. If you are in the market needing a mortgage specialist, Joe is your guy!!
Joe Libin is by far the best in the business, He is the most HONEST and Loyal mortgage guy I have ever worked with. He has done my loans for years and I would not have anyone else even look at them. You want to have the best go to the best. You will know exactly what you need to have at your closing and there will be no surprises and he is Honest and will treat you right!!!
Joe is a very HONEST man. He will not scam you. Here is my experience to show you what a great man he is with such integrity. Last year I called Joe to refinance to get out of a bind. I was living from paycheck to paycheck and needed to consolidate my debt. Joe took a look at all my options and suggested it would hurt me more to refinance and I should fight it out for a year and re visit it then. Joe could have done the loan and made money but he saw it would have raised my interest rate and the cost of the loan on top of that would have put us in a situation that would have crippled us more and would have got us stuck with no refinance options for years. He gave us contacts and people to reach out to to get help and education on financial issues. Then a year later, just two weeks ago, I called Joe and asked about refinancing. He asked me some questions and then called back 30 minutes later with several different options. We decided on a option that would work best and two weeks after that we signed papers. Joe and his team lined up the appraiser, he got my home insurance changed to the new lender for me, he called my bank with questions about discrepancies he found on my car loans. I honestly talked to him a few times through email or phone calls throughout the process. Otherwise he emailed me updates as we moved forward but it happened so fast I was shocked when he called and asked if we could close Friday because I thought we would still be several weeks out like I have with other lenders. Bottom line is Joe wants your friendship, return business and word of mouth over your money. He will do everything he can for you and do it honestly.
5 stars doesn’t seem nearly enough stars for Joe. He was the absolute best. He was always available to answer questions, and was very patient with our questions. I can’t imaging going through the lending process without Joe. He took all the stress and uncertainty out of the process. If you use anyone other than Joe you are making the process harder than it needs to be. Do yourself a favor, and call Joe today.
Joe is a true professional. I've had the opportunity to work with Joe for many years and can vouch for his professionalism and industry knowledge. I highly recommend Joe.
