Self Employed Buyer with not enough income? Bank statements are back!

Jun 24, 2022 | Breaking Down The Mortgage

Got that self employed buyer that doesn’t show enough income on taxes to qualify? Great news, the bank statement deposits program in lieu of tax returns is back! Please watch this short three-minute video to learn more.

Recent Notes

Yes, but how much are the payments?

Apr 23, 2025 |

Hey team, hope everybody is doing well. Happy spring. It's a beautiful day here in Salt Lake City, Utah Hope everybody's doing well.Hey this month is we're kind of in the heart of the spring buying season Been getting a lot of questions in addition to interest rates...

Market Volatility Update

Apr 9, 2025 |

Hey everybody, hope you are doing well. I'm just gonna move myself here slightly and then I want to share some stuff with you. I, yeah, so this is quite the day. As I'm shooting this, we're finishing the day on Wednesday. Uh, what is it? The 9th, um, like three days...

Investment properties loans without income?

Mar 25, 2025 |

Hey folks, happy March. I have a new old program for you, or old new program for you. The Debt Service Coverage Ratio Loan. This is going to help you sell more homes in 2025. This is for investment properties only. Debt Service Coverage Ratio Loans. You can finance...

2025 Utah Housing Forecast

Mar 12, 2025 |

Hey everybody. Happy March. Today I've got a quick 2025 housing forecast for you just to kind of get an idea of what is expected or what they are prognosticating here for the, ah, for the rest of this year. So, a couple weeks ago, uhm, James Wood from the Chem C...

How much does it cost?

Feb 11, 2025 |

Hey everybody, hope you're doing well as we're moving in here to the,  trying to get through winter,  and yours truly, I have a little bit of a cold, so it's been kicking my butt, but hope if you're watching this, you guys are feeling well, and same with the fam. Hey,...

2025 Tax Bracket and Rates Updated and Explained

Jan 8, 2025 |

Hey! Happy New Year, everybody. I hope you had a great holiday season and some good New Year's celebrations. As we get into 2025, it's never too early to talk about all the excitement with doing taxes. Yay! I want to teach you guys something. I'm sure a lot of you...

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Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.

– Joe Libin

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Call or Text Joe directly at: (801) 209-5205