Utah

Mortgage Broker Specialists

We are professional mortgage lenders who know the Utah market lending programs inside and out. We give you straight talk to make it easier to understand the products and make the best selection for your mortgage loan.

Meet JoeApply Now

Over 210+ 5 Star Google Reviews

  • Joe was incredibly helpful and honest during our call. He took the time to thoroughly review my situation and clearly explain all of my options, even when the best outcome was simply to stick with what I currently have. I really appreciated his transparency and guidance. If I ever need another mortgage, Joe will be the first person I call.

    Colleen Nipkow Avatar Colleen N.
    May 6, 2026

    Joe Takes the time to make sure the process goes smoothly, He is a person who is interested in doing things correctly the first time, I really appreciate his willingness to do "it" well . Thanks Joe for all your help! Joe goes above and beyond !!!

    Julie Shaw Avatar Julie S.
    April 27, 2026

    Joe was fantastic to work with - we recently bought a home without good prior experience and Joe made it his mission to not only get us through the buying process, but was insistent on helping us learn terminology and what was in our best interest. I would wholly recommend anyone to work with Joe based on our experience!

    Brian Van Ausdal Avatar Brian V.
    March 24, 2026
  • My wife and I have been working with Joe to plan an upcoming purchase of a home that's being passed down within our family. We wanted to work with a mortgage broker who could help us navigate the special circumstances of our situation: a private sale partially funded by a mortgage and partially by a gift of equity. This is our first time applying for a mortgage and we wanted someone who could be our "consultant" on the process.Joe has been extremely helpful and we definitely found that "consulting" mindset with him. He has deep knowledge of the lending process and has comprehensively answered all of our many questions. I feel that I can trust him to be objective. If there's a challenge he doesn't sugar coat it, but he will immediately talk through the solutions and try to help you. I look forward to continuing to work with Joe and would recommend him to anyone looking for a mortgage broker.

    Patrick McHugh Avatar Patrick M.
    February 19, 2026

    I highly recommend Joe if you’re looking for someone honest and straight forward to work with. He’ll look out for you and your interests.

    andrew pinto Avatar andrew p.
    February 13, 2026

    Joe made buying our first home such a smooth and stress free experience. He handled everything efficiently, guided us through the process every step of the way, and made sure nothing was overlooked. We’re so grateful for his help and have already recommended him to friends and family!

    Kyle Chilado Avatar Kyle C.
    January 8, 2026
  • We had a great experience working with Joe Libin - he brought a creative can-do attitude to the whole process and it all went super smoothly.

    Diana Holm Avatar Diana H.
    January 1, 2026

    Absolutely the best lender out there! Joe took time to get to know me and my situation and paved a path for success that was tailored to me. He clearly explained every step with full details. This gave me the peace of mind needed when buying my first house. He caught things that no other lender did on the first day! Not to mention he connected me with the best agent out there. You'd be insane to not have this guy on your team! Thanks again Joe!

    Jean Gonzalez Avatar Jean G.
    December 19, 2025

    I stumbled across Joe when we were looking for help on a unique lending situation. During our initial call he was honest and let me know that even though he could help me (and make money doing so), he recommended a different route. In his words "I'll help you out either way." Joe's provided expert advice that helped us navigate our situation. I appreciate that he was honest with us, even though it wasn't in his own financial interest. That's the kind of person I want to do business with!

    Greg and Erica Hone Avatar Greg a.
    December 17, 2025

Call or Text Joe directly at: (801) 209-5205

Meet Joe

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Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.

– Joe Libin

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Whether you’re a new home buyer or refinancing your current property, we can help you get where you want to be.

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