Over 200+ 5 Star Google Reviews
I’m so grateful that we found Joe and now have him in our corner going forward! He helped us refinance our loan and I can genuinely say the process was… EASY. We came to Joe after feeling taken advantage of by another broker. Joe spent the time (same day) to review the offer the other broker sent me, break it down piece by piece and explain it, and illustrate why it was or wasn’t a good deal. This just goes to show how above and beyond he will go- considering I was not even a client of his at the time! It was important to him that I understood the meaning behind all the fancy real estate jargon. I wouldn’t hesitate to recommend Joe, and in fact already have to several friends (one of which just also successfully closed on a loan with him).
Kelsey V.
December 4, 2025Joe is great to work with. He made this process smooth and EASY! Reach out to him if you're buying or refi (he did a refi for me), you'll be glad you did. He beat the big banks and other brokers I reached out to by 0.625-1%. Sending everyone I know to Joe!
chris k.
November 14, 2025Joe was available and helpful through the entire process, great to work with. He answered any and all questions I had and was very good about staying in contact. I definitely recommend using Joe.
Dustin F.
November 14, 2025Joe is amazing. Always available to answer our questions (of which we had many), very thoroughly explained the complicated world of financing a home, got us set up with our amazing agent, and really went the extra mile in making sure we got the best rate for our situation. Buying a home is tough right now for any first time buyer; Joe helped make it happen for us. We’re so glad we found him and would highly recommend to anyone. Thanks again, Joe!
Ian H.
November 8, 2025Joe was excellent! He took the time to give honest straight forward information with my mortgage needs. He offered a clear plan to accomplish my goals. I will definitely use him in the future with further mortgage needs.
Branden H.
October 22, 2025I've had the opportunity to work with many Loan Officers over the years, Joe included, and he truly stands out as one of the best in the industry. His commitment to his clients is unmatched, he gives 100% to ensure they secure the right home with a loan that aligns with their financial goals. Joe is straightforward, and focused, qualities that are both refreshing and necessary in today’s lending environment. I trust him so much that I’d confidently recommend him to my own family. That’s how certain I am that he takes exceptional care of those he works with.
Spencer D.
October 21, 2025Joe was recommended by our realtor whose stock has only risen during the purchase of a Millcreek home from out of state! Joe knows the business and while both personal and professional; the bottom line was a smooth transaction with the reward of a great interest rate. Thank you!
Eric C.
October 17, 2025Joe is very knowledgeable and eager to help. He helped me identify an error in my current escrow fund—my current mortgage servicer had double paid insurance. He walked me through how to fix it and ended up saving me thousands and hours of headaches. Eager to work with him more as rates (hopefully) continue to fall.
Tyler E.
September 22, 2025Joe Libin is a great gentleman and kindhearted man that would take the time to answer hypothetical question from people outside Utah. My wife and I were contemplating a move to Utah and had some questions about the mortgage process and Joe was kind enough to take the time to answer all our questions without knowing us. May God always bless him for his helpfulness.
Fareed B.
September 12, 2025
Call or Text Joe directly at: (801) 209-5205
Meet Joe
Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.
– Joe Libin
Let’s Work Together
Whether you’re a new home buyer or refinancing your current property, we can help you get where you want to be.