Utah

Mortgage Broker Specialists

We are professional mortgage lenders who know the Utah market lending programs inside and out. We give you straight talk to make it easier to understand the products and make the best selection for your mortgage loan.

Meet JoeApply Now

Over 210+ 5 Star Google Reviews

  • Joe made buying our first home such a smooth and stress free experience. He handled everything efficiently, guided us through the process every step of the way, and made sure nothing was overlooked. We’re so grateful for his help and have already recommended him to friends and family!

    Kyle Chilado Avatar Kyle C.
    January 8, 2026

    We had a great experience working with Joe Libin - he brought a creative can-do attitude to the whole process and it all went super smoothly.

    Diana Holm Avatar Diana H.
    January 1, 2026

    Absolutely the best lender out there! Joe took time to get to know me and my situation and paved a path for success that was tailored to me. He clearly explained every step with full details. This gave me the peace of mind needed when buying my first house. He caught things that no other lender did on the first day! Not to mention he connected me with the best agent out there. You'd be insane to not have this guy on your team! Thanks again Joe!

    Jean Gonzalez Avatar Jean G.
    December 19, 2025
  • I stumbled across Joe when we were looking for help on a unique lending situation. During our initial call he was honest and let me know that even though he could help me (and make money doing so), he recommended a different route. In his words "I'll help you out either way." Joe's provided expert advice that helped us navigate our situation. I appreciate that he was honest with us, even though it wasn't in his own financial interest. That's the kind of person I want to do business with!

    Greg and Erica Hone Avatar Greg a.
    December 17, 2025

    I’m so grateful that we found Joe and now have him in our corner going forward! He helped us refinance our loan and I can genuinely say the process was… EASY. We came to Joe after feeling taken advantage of by another broker. Joe spent the time (same day) to review the offer the other broker sent me, break it down piece by piece and explain it, and illustrate why it was or wasn’t a good deal. This just goes to show how above and beyond he will go- considering I was not even a client of his at the time! It was important to him that I understood the meaning behind all the fancy real estate jargon. I wouldn’t hesitate to recommend Joe, and in fact already have to several friends (one of which just also successfully closed on a loan with him).

    Kelsey Viehmann Avatar Kelsey V.
    December 4, 2025

    Joe is great to work with. He made this process smooth and EASY! Reach out to him if you're buying or refi (he did a refi for me), you'll be glad you did. He beat the big banks and other brokers I reached out to by 0.625-1%. Sending everyone I know to Joe!

    chris kim Avatar chris k.
    November 14, 2025
  • Joe was available and helpful through the entire process, great to work with. He answered any and all questions I had and was very good about staying in contact. I definitely recommend using Joe.

    Dustin Fuller Avatar Dustin F.
    November 14, 2025

    Joe is amazing. Always available to answer our questions (of which we had many), very thoroughly explained the complicated world of financing a home, got us set up with our amazing agent, and really went the extra mile in making sure we got the best rate for our situation. Buying a home is tough right now for any first time buyer; Joe helped make it happen for us. We’re so glad we found him and would highly recommend to anyone. Thanks again, Joe!

    Ian Hazel Avatar Ian H.
    November 8, 2025

    Joe was excellent! He took the time to give honest straight forward information with my mortgage needs. He offered a clear plan to accomplish my goals. I will definitely use him in the future with further mortgage needs.

    Branden Heugly Avatar Branden H.
    October 22, 2025

Call or Text Joe directly at: (801) 209-5205

Meet Joe

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Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.

– Joe Libin

Let’s Work Together

Whether you’re a new home buyer or refinancing your current property, we can help you get where you want to be.

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