FHA has reduced their monthly MI expense while VA is reducing the funding fee. Please watch this short three minute video to learn more.
Happy holidays, everyone! I hope you’re doing well. I wanted to share a bit of good news. The Federal Housing Finance Agency (FHFA) just announced the new conforming loan limits for 2026, and they’re going up about 3.5%, increasing by $26,250 to a new limit of...
Hey folks, hope everyone is doing well as the holidays approach. I wanted to share a quick update on the state of interest rates. I know, thrilling topic but for those sticking with me, there are a few important things to know. So, why are rates still stubbornly high?...
Hey team, hope you’re doing well. As we move into fall and winter approaches, I wanted to revisit the topic of bridge financing. I’ve recently helped a couple of clients with bridge loans, situations where they needed to buy before selling their current home or wanted...
Hey everybody, hope you’re doing well. As a top Salt Lake City mortgage broker, I often get questions about interest rates, refinancing, buying homes, and similar topics. As part of that process, I always ask clients for their existing first mortgage statement...
Hey team, hope everyone is doing well. Even though it’s fall, it doesn’t feel like it yet, but eventually it will. I’ve got some great news: they’re going to release the new loan limits soon. They haven’t been officially released, but projections show good news for...
Hey folks, hope everyone is doing well and enjoying the shift into fall. I wanted to share a quick story about the pending Fed interest rate cuts. There’s a lot of buzz about this, and it’s interesting because I made almost the same video a year ago using this same...
Hey team, I hope everyone’s doing well. This month, I’ve got some exciting updates to share from Brian Buffini’s midyear bold predictions. He presented some fascinating data and slides that I think you’ll find valuable. I’ve included screenshots of a few highlights...
Hey everybody, I hope you’re doing well. I’m a bit of a nerdy economist, so I’m going to share something I find interesting. I’ll apologize in advance if you don’t agree, but let’s dive in. Last Friday, August 1st, the jobs report came out and it was dismal. For...
Hey team, hope everyone is doing well. I came across a really great little primer on 1031 exchanges that I got from my CPA I just want to share a quick tidbit with you a few items on here. I think they'll help you I know that most of you are familiar with 1031s, but...
Hey folks, hope you guys are doing well and enjoying the, uh, the fun summer that we have as the heat is on. Hey, I've got a little something for you that I think you'll find helpful. As, uh, prices keep increasing here, uh, in Salt Lake City and across the Wasatch...
Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.
– Joe Libin