Hey team, hope everyone is doing well. Even though it’s fall, it doesn’t feel like it yet, but eventually it will. I’ve got some great news: they’re going to release the new loan limits soon. They haven’t been officially released, but projections show good news for all of us. The limit is expected to increase to $819,000 from the current $806,500. While that’s not a huge jump, it’s still a nice bump. This means that if you want to put 20% down and still have a normal conventional loan, you can buy a home at a purchase price of just under $1,025,000. So you could get yourself a million-dollar home, put 20% down, and still stay within the conventional conforming loan limits.
For some perspective, many of us remember when the limit was only $417,000 after the housing market crash of 2007–2009. From 2006 through 2016, it stayed fixed at that amount for a full decade. Now, about 10 years later, we’re looking at nearly double that, up to $819,000 going into next year. Life is good, and things are moving forward. If you have any questions on this or anything else, please reach out. Never too busy to help. TThanks for watching and take care.
2026 Housing Forecast Highlights
Hey folks, thanks for tuning in to this month’s Inside Track. I wanted to bring you up to date on a few things that affect us. First up, just a few days ago, the realtors released their 2026 housing forecast. If you’re watching this, odds are you own a home, maybe...
