FHA has reduced their monthly MI expense while VA is reducing the funding fee. Please watch this short three minute video to learn more.
Hey team, welcome back to Breaking Down the Mortgage. I have some good information to share. We have the ability to do a desktop appraisal for you. Some of you may already know this, but I want to remind you. When you’re doing a listing, or if you have a buyer...
Hey everybody, I hope you are doing well. Thanks for tuning in to another episode of the Inside Track. Last summer I covered this, but I want to cover it again: the difference between condos, townhomes, and PUDs (planned unit developments) and how it affects you. This...
Hey folks, thanks for tuning in to this month’s Inside Track. I wanted to bring you up to date on a few things that affect us. First up, just a few days ago, the realtors released their 2026 housing forecast. If you’re watching this, odds are you own a home, maybe...
Happy holidays, everyone! I hope you’re doing well. I wanted to share a bit of good news. The Federal Housing Finance Agency (FHFA) just announced the new conforming loan limits for 2026, and they’re going up about 3.5%, increasing by $26,250 to a new limit of...
Hey folks, hope everyone is doing well as the holidays approach. I wanted to share a quick update on the state of interest rates. I know, thrilling topic but for those sticking with me, there are a few important things to know. So, why are rates still stubbornly high?...
Hey team, hope you’re doing well. As we move into fall and winter approaches, I wanted to revisit the topic of bridge financing. I’ve recently helped a couple of clients with bridge loans, situations where they needed to buy before selling their current home or wanted...
Hey everybody, hope you’re doing well. As a top Salt Lake City mortgage broker, I often get questions about interest rates, refinancing, buying homes, and similar topics. As part of that process, I always ask clients for their existing first mortgage statement...
Hey team, hope everyone is doing well. Even though it’s fall, it doesn’t feel like it yet, but eventually it will. I’ve got some great news: they’re going to release the new loan limits soon. They haven’t been officially released, but projections show good news for...
Hey folks, hope everyone is doing well and enjoying the shift into fall. I wanted to share a quick story about the pending Fed interest rate cuts. There’s a lot of buzz about this, and it’s interesting because I made almost the same video a year ago using this same...
Hey team, I hope everyone’s doing well. This month, I’ve got some exciting updates to share from Brian Buffini’s midyear bold predictions. He presented some fascinating data and slides that I think you’ll find valuable. I’ve included screenshots of a few highlights...
Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.
– Joe Libin