Effective April 1st, the government brought down the hammer on second home pricing. No longer do they get the same interest rate as a primary residence. Please watch this two-minute video to learn more.
Got that self employed buyer that doesn’t show enough income on taxes to qualify? Great news, the bank statement deposits program in lieu of tax returns is back! Please watch this short three-minute video to learn more.
Adjustable-Rate Mortgages are back. How does this affect you? Why should you care? Please watch this three and half-minute video to learn more.
Last weeks Fed rate hike increased HELOC rates by 0.50%. With more hikes predicted, is a HELOC the right fit for you?
Latitude Lending has a beautiful office and who wouldn't love being right next door to a Brewery & Restaurant. Come on down, we'd love to give you a personal tour. https://youtu.be/OEOHt5T8B9w
Competing with cash offers is tough! Why not be the winner and close in just two weeks with normal conventional financing? Go fast now, go with Joe! https://youtu.be/ZqiqRHhbIs4
It's no secret that home values have gone through the roof all over the valley and in our state. Because of this, many of us, including yours truly, probably don't have enough coverage on our home owners insurance policy! It's something you need to think about...
Home equity line of credit or HELOC’s as they are commonly known, work very similar to the credit cards we carry in our wallet. There are, of course, a few key differences. The HELOC uses security or collateral for the credit line, namely one’s house whereas credit...
Mortgage calculators are a common-sense tool that many folks rely on when budgeting to own a new home. But, do they work? And, can one rely on them to be accurate? The answer is …sort of… as the challenge is that they depend on the input of the user. If one knows...
Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.
– Joe Libin
