Second Homes are now Investment Properties! What??

May 25, 2022 | Breaking Down The Mortgage

Effective April 1st, the government brought down the hammer on second home pricing.  No longer do they get the same interest rate as a primary residence.  Please watch this two-minute video to learn more. 


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Home equity line of credit or HELOC’s as they are commonly known, work very similar to the credit cards we carry in our wallet.  There are, of course, a few key differences.  The HELOC uses security or collateral for the credit line, namely one’s house whereas credit...

Why Mortgage Calculators Don’t Work

Mortgage calculators are a common-sense tool that many folks rely on when budgeting to own a new home.  But, do they work?  And, can one rely on them to be accurate?  The answer is …sort of… as the challenge is that they depend on the input of the user.  If one knows...

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