Second Homes are now Investment Properties! What??

May 25, 2022 | Breaking Down The Mortgage

Effective April 1^st, the government brought down the hammer on second home pricing. No longer do they get the same interest rate as a primary residence. Please watch this two-minute video to learn more.

Recent Notes

Good News! The new 2025 loan limits are now available and how this affects you!

Dec 11, 2024 | The Inside Track

Hey folks, happy holidays. Hope everyone is doing well. I have some good news for you that I wanted to share. They just released the new loan limits for 2025. What are they? How does this affect you? Let's let's find out. So, they went up about 5.2% and the new...

With the election and recent Fed rate cut behind us, why are interest rates still high?

Nov 11, 2024 | The Inside Track

Please watch this short video as Joe explains why interest rates remain stubbornly high. A little Economics 101 but promise there's no quiz!

Exciting News: New 2025 conforming loan limits available now!

Oct 23, 2024 | Breaking Down The Mortgage

We now have early access to the increased loan limits for 2025, going up to $803,500 from $766,550. This means easier transactions and avoiding jumbo limits for clients. Please watch this short video as Joe explains why and what this means to you.

Why are interest rates higher? Didn’t the Fed just cut them?

Oct 9, 2024 | The Inside Track

Since the eve of the Fed announced rate cut on Sept 18th, mortgage rates have increased. Please watch this short video as Joe explains why and what this means to you.

Understanding the Upcoming Fed Rate Cut

Sep 10, 2024 | The Inside Track

On Wednesday, Sept 18th it's expected that the Fed will announce the first rate cut. Please watch this short video to learn more and what this means to you.

Exciting News: Introducing a 0% Down Purchase Program!

Aug 21, 2024 | Breaking Down The Mortgage

Exciting News: Introducing a 0% Down Purchase Program!

Interest rates are coming down, why?

Aug 7, 2024 | The Inside Track

Finally interest rates are coming down! Is now the time to refinance? Please watch this short video to learn more and next steps.

Looking back at interest rates to predict the future!

Jul 24, 2024 | Breaking Down The Mortgage

Looking back at interest rates to predict the future! Please watch this short video to learn about a free resource to help.

Curious about the current value of your home?

Jul 10, 2024 | The Inside Track

With home prices continuing to increase, ever wonder what the present value is? Please watch this short video to learn about a free resource to help.

New Down Payment Assistance Programs Explained!

Jun 27, 2024 | Breaking Down The Mortgage

Would an extra $1,250 help a client buy their new home? Borrowsmart can help!

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Meet Joe

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Joe and the team at Latitude Lending provide clients with an experience that is like pressing the “easy” button for what can be a daunting and complicated matter for home ownership.

– Joe Libin

Get to know Joe

Call or Text Joe directly at: (801) 209-5205